Our Data Sources – Save With Rupee (Canada Edition)

At Save With Rupee – Canada Edition, accuracy and trust are the foundation of everything we publish. Financial advice is only as good as the information behind it, so we are transparent about where our data comes from.

Our guides are created by our editorial team, fact-checked, and cross-referenced with official Canadian institutions, government data, and reputable financial organizations. We never rely on hearsay or unverified blogs.

1. Government of Canada & Regulatory Authorities

We use official government agencies as primary sources for tax, banking, and consumer protection information.

Canada Revenue Agency (CRA) – Official source for Canadian income tax rules, GST/HST, deductions, credits, and benefits.
Bank of Canada – Information on interest rates, inflation, and monetary policy.
Office of the Superintendent of Financial Institutions (OSFI) – Regulations for banks, credit unions, insurance companies, and pension plans.
Financial Consumer Agency of Canada (FCAC) – Consumer rights, financial product comparisons, and money management tools.
Statistics Canada – National data on employment, wages, cost of living, and economic trends.

2. Provincial & Territorial Resources

Because Canada’s financial and insurance systems vary by province, we also rely on provincial agencies for accurate regional information:

Health Insurance Providers: OHIP (Ontario), MSP (British Columbia), RAMQ (Quebec), and others.
Workplace & Insurance Boards: WSIB (Ontario), WCB (Alberta), CNESST (Quebec), etc.
Provincial Ministries of Finance: For tax credits, rebates, and local financial programs.

3. Canadian Financial Institutions

We reference data directly from Canada’s leading banks and credit unions, ensuring our comparisons reflect current market offers:

The “Big Five” Banks: RBC, TD, Scotiabank, BMO, and CIBC.
Credit unions such as Desjardins, Coast Capital, and Vancity.
Online banks and fintech companies offering digital financial services.

4. Insurance Providers & Regulators

For guides on life, auto, home, and health insurance, we rely on:

Insurance Bureau of Canada (IBC) – Industry standards and consumer information.
Provincial auto insurance regulators (e.g., ICBC in British Columbia, SGI in Saskatchewan).
Trusted insurance companies and brokers providing market insights.

5. Investment & Retirement Resources

We fact-check all investment and retirement guides using:

Canadian Securities Administrators (CSA) – Regulations and investor protection.
Ontario Securities Commission (OSC) and other provincial regulators.
Investment Industry Regulatory Organization of Canada (IIROC) – Investment rules and market conduct.
Official resources on RRSPs, TFSAs, RESPs, and CPP from the Government of Canada.

6. Independent Research & Reports

To provide additional insights, we also review:

Annual reports from banks, insurers, and investment firms.
Research papers and consumer studies from Canadian think tanks.
Global financial institutions (e.g., IMF, World Bank) when relevant to Canadians.

7. Editorial Standards

Fact-Checked Content: Every article undergoes a rigorous review to ensure information is current.
Plain Language: We translate technical financial rules into everyday English.
Transparency: We always cite original sources where possible.
No Hidden Influence: We do not accept payment from third parties in exchange for altering facts.

Why It Matters

Money decisions impact your future — from choosing the right mortgage to saving for retirement. That’s why we commit to only using reliable, authoritative data sources. Our readers trust us to explain finance clearly and truthfully, and we take that responsibility seriously.

📌 For more information about our editorial process, or if you’d like us to include a specific source in our research, please [contact us].